Pre-planning a funeral involves making arrangements for your funeral in advance, such as choosing your burial or cremation options, selecting music and readings, and deciding on your final resting place:
Deciding on your preferences
You can choose whether you want to be buried or cremated, where you want your service to be held, and where you want to be laid to rest. You can also select a coffin or casket, an urn for your ashes, and other inclusions like flowers and condolence stationery.
Setting a budget
You can budget for your funeral and pre-plan to help lessen the financial burden on your loved ones.
Paying for the funeral
You can pay the full amount for your funeral or set up a payment plan with the funeral home.
Giving copies of your arrangements to your survivors
You can give copies of any contracts or written wishes to your survivors right away.
Pre-planning a funeral can help you:
Spare your family from having to make decisions about your funeral
Take charge of the responsibility of planning your funeral
Offset any cost and expenditure issues in the event of an unexpected death
You can also pre-fund your funeral by setting aside money to cover the costs. You can establish an individual “payable on death” (POD) account at a bank. You deposit money into the account to cover the current price of a funeral, and the interest covers any cost increase due to inflation.
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